Namita Gad & Associates

Chartered Accountants

Build healthy credit score with your credit card(s)

Build healthy credit score with your credit card(s)Getting a credit card is no more a prestige or a strenuous task. However, failure to maintain a good credit score can deprive you of this worthy p......

Employee vs. Consultant - The Pros and Cons

Employee vs. Consultant - The Pros and ConsSeveral multinational companies prefer to hire a resource as a consultant rather than an employee to avoid labour law compliance and other regulatory requ......

Tax benefits on your new home might get revoked

Tax benefits on your new home might get revokedBuying or constructing a house offers many tax advantages on various points starting from payment of stamp duty & registration fees to housing loa......

Are your bank deposits safe – now and after “bail-in clause”?

Are your bank deposits safe – now and after “bail-in clause”?Bank deposits, either fixed or recurring, hold a piece in everyone’s portfolio because it is considered as the safest investment product......

Time to declare house rent payments

Time to declare house rent paymentsWith the year coming to an end, salaried people rush to submit their tax declarations to their employers. It hurts when your employer deducts tax from your reward......

Taxes aren't excused, even after death!

Taxes aren’t excused, even after death!Benjamin Franklin, once wrote in a letter that “In this world nothing can be said to be certain, except death and taxes”. This means that taxes being levied i......

Business Legal Entity - Forming a Company and other options

Business Legal Entity - Forming a Company and other optionsStarting a business in India is indeed a tough task and it starts with the brainstorming activity of selecting the appropriate constitutio......

Not all Gifts are (tax) free!

Not all Gifts are (tax) free!Gifting is an inevitable part of India’s diverse culture of celebrating festive and events. Many occasions such as Rakshabandhan, Diwali, marriages, birthdays are incom......

Taxation of ESOPs – A tricky tale

Taxation of ESOPs – A tricky taleThese days when acquiring good talent is becoming increasingly difficult, founders are coming up with creative ways to hire and retain employees. Many start-ups are......

Opt for Debt funds, optimize returns

Opt for Debt funds, optimize returnsIndian economy is flushed with cash after demonetization. Despite several investment options available, Indian households still opt to park their savings with ba......